Debt Consolidation | Mortgage Broker Sunbury, Gisborne & Caroline Springs
I believe everyone deserves to feel confident and in control of their finances. But it's easy to feel lost when debt piles up. Debt consolidation offers the opportunity for a fresh start - a single, more manageable loan and a clear path to paying off what you owe. As your local Mortgage Broker in Sunbury, I'm here to support you with expert advice.
What is Debt Consolidation?
Debt consolidation is the process of combining multiple debts like credit cards, personal loans or car finance, into one new loan. This might be a new personal loan or by refinancing your home loan.
Instead of juggling several repayments with different due dates and high interest rates, you’ll have one repayment, usually with a lower rate. This can not only save you money but also help you pay off your loan faster and reduce the stress of managing multiple debts. However, it's important to ensure that short-term debt doesn't simply transfer to long-term debt, so careful planning is essential!

Get back in control
I've seen firsthand how overwhelming it can be to juggle debt, and I truly believe everyone deserves peace of mind when it comes to their finances. As your Mortgage Broker in Sunbury, I offer expert advice - and no judgment - just dependable support to help you get back in control.
Book an appointment with AlanaI offer my clients:
- Judgment-free advice: No matter your situation, I’ll meet you where you’re at and help you move forward with zero judgment. As your Sunbury Mortgage Broker, I'll understand your goals and help you create a realistic plan that puts you back in control.
- Expert, tailored guidance: With access to over 35 lenders and a deep understanding of lending policies, I’ll recommend a solution tailored to your situation. I’ll explain everything clearly so you can feel confident in your decision.
- Less stress, more support: I’ll do all the running around, working with lenders to pay out your existing debts and set up your new loan. You’ll have one monthly repayment, less admin to manage and a plan that supports your bigger financial goals.
Real support, when you need it
I make it easy to get the consolidation support you need. No matter where you're located, I'm happy to chat by phone or video. If you'd prefer to meet in person, I can meet you at a place that suits you in Sunbury, Gisborne, Caroline Springs and surrounds.
Call Alana Joynes on 0455 021 015 or book an appointment below.
Call: 0455 021 015 Book an appointment