Refinancing | Mortgage Broker in Sunbury, Gisborne & Caroline Springs
Things change - and your home loan should keep up. As your Sunbury Mortgage Broker, I offer a free loan review to help you explore your options and understand what's possible. Let's see if we can find you a better deal!
What is refinancing?
Refinancing is a bit like hitting refresh on your home loan. You replace your current home loan with a new one, usually to get a better deal, like lower interest rates or a more effective loan structure. You could also access equity in your home, consolidate debt or free up cash flow.
And while refinancing can come with some serious savings, there are usually some costs imposed by the lender. As your expert Mortgage Broker, I'll weigh up the costs and savings so you can clearly understand what's best for your finances in the long run.
My free review service includes:
- An honest loan review: I compare your current loan with a wide range of loans from over 35 banks and lenders, so you can truly understand what's out there. As your local Sunbury Mortgage Broker, I'll talk you through any costs associated with switching and work out what you could save.
- End-to-end support: If you decide to go ahead, I'll handle the paperwork, communicate with the bank and manage the whole process, so you can make the switch with as little fuss as possible.
- Tailored advice: Reducing your repayments might not be the only goal you want to hit. You might want to access equity or consolidate debt; whatever your goals, I'll ensure that your refinance ticks the boxes for both your short and long-term finances.
Is your loan still competitive?
I know firsthand the impact a home loan has on a household budget. As mum to a young family, I'm passionate about helping my clients keep a bit more money in their pocket. Let me explore your options and see if I can find one that can save you money.
Book an appointment with AlanaWhat's the difference between refinancing and repricing?
Repricing your loan it’s when you negotiate with your current lender to get a better deal, like a lower interest rate or better loan terms, without switching to a new loan. While repricing can save you money, it’s important to remember that not all lenders offer the flexibility to adjust rates.
As your Sunbury Mortgage Broker, I can help you decide if repricing or refinancing is the best option for your situation!
Start your journey today
Real support, when you need it
I make it easy to get the home loan support you need. No matter where you're located, I'm happy to chat by phone or video. If you'd prefer to meet in person, I can meet you at a place that suits you in Sunbury, Gisborne, Caroline Springs and surrounds.
Call Alana Joynes on 0455 021 015 or book an appointment below.
Call: 0455 021 015 Book an appointment
