First Home Buyers | Mortgage Broker Lyndhurst, Cranbourne & Carrum Downs

Owning your first home is a dream worth achieving, and I’m here to help you make it happen. From understanding your numbers, figuring out your loan options and navigating the journey, it's so helpful to have an expert in your corner. As your local Mortgage Broker in Lyndhurst, I’ll make sure you feel supported every step of the way.

Taking the first step with an expert

Purchasing your first home is a monumental milestone, and having the right support can make all the difference. As a Mortgage Broker, I love helping first-time buyers understand their options clearly, so they have peace of mind when it comes to their home loan. 

How I help first home buyers:

• I help you navigate the loan market: Understanding the myriad of loan options can be overwhelming. I simplify this process by presenting tailored solutions that align with your financial situation and homeownership goals.

• I give you access to a diverse range of lenders: With connections to over 35 lenders, I ensure you have a variety of choices so we can match you to a loan product that ticks the boxes. And don't worry - I'll do all the research, negotiation and paperwork for you. 

• I provide guidance on Grants and Schemes: I provide insights into available first home buyer grants and schemes, such as the First Home Guarantee Scheme, First Home Owner Grant (FHOG) and stamp duty discounts, to help you take advantage of financial benefits designed for new homeowners.

 

 

Let's get you into your first home

With rising property prices, buying your first home is becoming even more challenging. As your local Mortgage Broker, I'm passionate about aupporting first home buyers by pinpointing the right loan, and helping them access valuable government incentives.

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How can I buy with a small deposit?

Buying property can be daunting, especially trying to save a big deposit. If you want to make the process move a bit faster, there are some fantastic ways to buy with a smaller deposit. As your local Lyndhurst Mortgage Broker, I will talk you through your numbers and some of the options that will suit you best. Here are a few:

• First Home Guarantee: Buy with as little as 5% deposit and avoid Lenders Mortgage Insurance (LMI) thanks to this government-backed scheme.
• Guarantor Loans: A family member can use their home equity as security, helping you secure a loan with a lower deposit and no LMI.
• Co-Buying: Team up with a friend or family member to boost your buying power - just be sure to have a clear agreement in place.
• Rentvesting: Buy in an affordable area and rent where you want to live, helping you enter the market sooner while building equity.

 

Start your journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Let's talk finance - your way

I'm available to help no matter where you're located: Lyndhurst, Cranbourne, Carrum Downs, Patterson Lakes and surrounds. And if English isn’t your first language, no problem! I also speak Hazaragi, Urdu, Dari and Hindi, so we can discuss your options in a language you’re comfortable with.

Call Arif directly on 0412 560 336 or book an appointment below.

Call: 0412 560 336  Book an appointment