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Billy Davidson

Refinancing | Mortgage Broker Croydon, Burwood & Ashfield

Reviewing your home loan regularly is the only way to ensure that it's still competitive, and you're not paying too much. While it's important, doing it alone can take hours of calls and research. As your local Croydon Mortgage Broker, I specialise in helping homeowners like yourself to see if there's a better deal available. It all starts with a review of your home loan.

You’ve got nothing to lose, except years off your loan

You can bet your bottom dollar that your lender isn't going to offer a discount on your rate - we have to ask for it - or consider going elsewhere for a better deal. Refinancing is popular because it allows homeowners to take advantage of a better rate or features on offer with a different lender. It could save you thousands of dollars in interest or even years off your loan term. 

As your local Mortgage Broker in Croydon & Burwood, I have years of experience in finance, working with lenders and negotiating a more competitive deal for my clients.

Here's how it works:

  • Goals: Together, we chat about what you want from your refinance. You might be looking to simply save money, invest in property using equity or consolidate other loans into your home loan (or all of the above).
  • Lender Options: It's then my job to go out to the market and find the most competitive options available to you. I first approach your current lender to see if they're willing to offer you an immediate discount. Then, I compare loan options from our other 35 lender partners to see if anyone else has a better deal. 
  • Strategy: We will then sit down to chat through the costs and savings of each option. I'll take you through your goals and how each option will help you achieve them.
  • Admin: Once you decide which way you would like to go, I will take it from there - managing all the admin and doing the legwork to get you settled into your new (cheaper) home loan. 

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My refinancing service is free

As your local Mortgage Broker in Croydon, my refinancing service is free! I don't charge a fee because the lender you choose pays a commission when your new loan settles. It means you can access third-party, independent advice about what loan option is right for you, without having to pay a cent. 

 

 

Meet Billy: local loan expert

I'm passionate about helping my clients keep more money in their pocket, money that would have otherwise gone to their bank. As your local Mortgage Broker in Croydon, I will compare your loan to today's market and see if we can find a better deal.

Find out more about Billy

 

Start your home loan journey today

 

Let's chat about how you can save money

You might be able to save more on your home loan than you think! As a mobile Mortgage Broker, I'm dedicated to making the home loan process as simple as possible. I can chat by phone, video or visit you in person across Croydon, Burwood, Ashfield and wider Sydney. 

Contact me directly on 0421 859 497 or request a call back below.

Call: 0421 859 497  Request a call


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