First home buyer | Mortgage broker Dromana, Rosebud and Rye

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Buying your first home in the Dromana region

With Chris on your side, buying your first home can be exciting, instead of stressful! He will guide you through every step from pre-approval through to settlement, answering all your questions along the way and helping you make educated decisions about your loan. You can stress less, because Chris will take care of all the hard work, including finding you the right loan and handling all the paperwork. Simply book your appointment with him to get started - the sooner the better!

What help is available for first home buyers?

Saving up a deposit and trying to get into the property market as a first-time home buyer can feel like an uphill battle! Fortunately, there are a number of government schemes and grants that may be available to help you get into your first home. This type of assistance generally involves strict eligibility criteria, which Chris will assess for you when you make an appointment with him. Depending on your situation, he will help you understand which schemes you might qualify for, and will even help you complete your application and handle the document submission.

You may also be able to use a guarantor to help you buy your first home. This involves someone, who is usually a close family member, acting as security on your loan, negating the need for LMI when you have a smaller deposit. To learn more about all your financing options as a first home buyer in Dromana, contact your local mortgage broker, Chris Paton, today.

Home inspection tips

When you’re searching for a home, it’s a good idea to try and leave emotion out of your decision as much as possible. Instead, consider these things when you are inspecting a place:

The layout of the home and how it will work for you and your family
Signs of significant damage or issues like pests
The location and proximity to things like your workplace

It can also be a good idea to visit the property at multiple times in the day so you can be sure you know what the neighbourhood is like. A building inspection is also vital to make sure you are aware of any problems that could cost you in the future!