First Home Buyers | Mortgage Broker Daiana Hartmann in Manly, Frenchs Forest & Balgowlah

Taking your first step into the property market? I've got your back! As a local Manly Mortgage Broker with years of experience in property conveyancing, I'll help you navigate the lending and buying process from start to finish. I'll match you with the right loan, and make sure nothing gets missed so you feel supported, informed and in control. 

Guiding you through your first home

You've probably heard a lot about how to buy your first home - but not all of it is true (or helpful). As your local home loan expert, I've got plenty of experience to help you navigate the first home journey successfully. 

I'll help you answer:

• How much can I borrow? I'll take you through your big numbers like: borrowing capacity, deposit, repayments and much more. I'm on hand to answer any questions you have throughout the process, so you always know what's next.

• What government incentives am I eligible for? There are plenty of great ones out there! Together, we will go through the incentives and grants available and what you can apply for.

• Which home loan is the right one? As your local Manly Mortgage Broker, I've got over 35 banks and lenders available. That means more choice when it comes to features, structure and of course, interest rates.

• How do I get started? Luckily, you've got me by your side. I'll manage the entire loan process from start to finish, including the paperwork, legwork, and back-and-forth communication with the lender. You can work on finding a property you love!

 

 

Your first home made easy with Daiana

As your local Manly Mortgage Broker, I offer clear, tailored advice and handle all the paperwork and lender conversations for you. You’ll feel supported, informed, and confident about the decisions you’re making, every step of the way.

Get in touch with Daiana

 

I don't charge to find you the right loan

My service is free for most clients, because the lender you choose pays a commission when you're loan settles with them. ​In some limited circumstances, I may charge a fee, which would be discussed with you before proceeding. 

FAQ: What is Lenders Mortgage Insurance (LMI)?

Lenders Mortgage Insurance (LMI) is an important term to know if you're buying your first home. Basically, it's a fee charged when your deposit is less than 20% of the property’s value. Despite the name, LMI protects the lender, not you, in case you default on the loan.

There are a few ways to avoid paying LMI, like applying for the First Home Guarantee Scheme or even getting a family member to go guarantor on your first loan. 

And, while avoiding extra costs is ideal, there are cases where paying LMI can help you buy your first home sooner, especially if saving a full 20% deposit would take years.

 

Start your journey today

• I want to buy a home

  Get started

• I want to buy an investment

  Get started

• I'm considering refinancing

  Get started

 

Let's make it happen

Whatever your goal - from buying your first home to growing a property portfolio - I’m here to make it happen. I can chat by phone, video or face-to-face in Manly, Frenchs Forest, Balgowlah and wider Sydney. I can help clients in both English and Portuguese.

Call Daiana on 0414 859 298 or get in touch.

Call 0414 859 298  Get in touch with Daiana