First Home Buyers | Mortgage Broker St Ives, Pymble, North Shore & across Sydney
Buying your first home should be exciting - not stressful. As your local Mortgage Broker in St Ives, I’m here to make sure we choose the right loan, make the most of Government incentives and get you settled into your first loan without hassle. You can put your time into finding a first property that feels like home.
The right loan for your first home
With years of banking experience and access to over 35 lenders, I know what it takes to help first home buyers get the best deal. I’m here to guide you through the entire process, from comparing loan options to understanding the Government incentives which can help stretch your budget.
My first home loan service includes:
- Independent Advice Across 35+ Lenders: I’m not tied to any bank, so I'll never recommend a loan that doesn't quite fit. With access to a wide range of lenders, I’ll compare the best loan products on the market to find something that gets you what you want from your first loan.
- Ongoing support: As your local St Ives & North Shore Mortgage Broker, I’m not just here to set up your loan; I’m here to guide you through the whole process, making sure you feel in control and confident. From your first call or final settlement, I’ll be by your side to answer your questions and ensure everything runs smoothly - even after you’ve moved in.
- Advising on Government incentives: Whether it’s the First Home Guarantee Scheme, the First Home Owners Grant or stamp duty savings, I help first time buyers navigate the system and take advantage of any available incentives. As your Mortgage Choice Broker, I'll review eligibility requirements and see what you can apply for. Read: The First Home Guarantee Scheme explained
The right loan for your first home
Your first home is a milestone worth celebrating! I’ll be by your side every step of the way, providing the support and knowledge you need to confidently navigate the homebuying process.
Book a time to discussSupport with Guarantor Loans
If you’re short on a deposit, a guarantor loan could be the solution you need to get into your first home sooner. I’ll walk you through how guarantor loans work, whether they’re the right option for you, and what’s involved for both you and your guarantor. Here's an example of a Guarantor loan:
- Let’s say you want to buy a $500,000 home and have saved $50,000—10% of the property’s value. Since you need a 20% deposit to avoid LMI, a guarantor home loan can help.
- A guarantor uses $50,000 of their home equity as extra security, giving you the 20% needed to buy now without paying LMI.
- But if you can't make repayments, your guarantor will be relied upon to make them for you, so there's plenty to consider!
Start your home loan journey today
Let's make your first loan easy
Whether you’re in St Ives, Pymble, Turramurra, North Shore or anywhere in Sydney, I’m here to make your first home loan journey run as smoothly as possible. We can meet in person, chat over the phone or jump on a video call - whatever works best for you. Your time is valuable and I’m here to make things easy.
Call Daniel Roland on 0422 008 140 or book an appointment below.
Call: 0422 008 140 Book a time to discuss