Your Award-Winning team of expert Mortgage Brokers - Arundel & Runaway Bay

Call: 07 5594 6746

We are award-winning Gold Coast Mortgage Brokers servicing across the Gold Coast, Australia and even helping clients overseas. We can help find you the right deal on your home, vehicle or business loan and more. Let us do the legwork for you.

Book your free no-obligation appointment online today.

Call Us Mortgage Choice Runaway Bay
Office - 07 5594 6746
Fax - 07 5594 6937

Open Hours Mortgage Choice Runaway Bay
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Shop 7, 465 Oxley Drive RUNAWAY BAY, QLD 4216

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Your Trusted Mortgage Brokers in Runaway Bay, Arundel & the Northern Gold Coast

BOOK YOUR APPOINTMENT NOW

At Mortgage Choice Arundel & Runaway Bay, our expert mortgage brokers bring over 65 years of combined experience in finance and home lending. Based at Shop 7, 465 Oxley Drive, Runaway Bay, we proudly service Runaway Bay, Biggera Waters, Coombabah, Southport, Helensvale, and all surrounding areas of the beautiful Gold Coast.

Whether you’re buying your first home, refinancing, investing, or purchasing a car or business asset, we’re here to help you find the right solution tailored to your financial goals.

Expert Home Loan Services in Runaway Bay & Surrounds

With extensive knowledge of the Runaway Bay, Biggera Waters, and Coombabah property markets, our team is committed to providing a personal and hassle-free experience for every client. We offer tailored financial solutions for:

Our mortgage brokers take the time to understand your unique situation and compare hundreds of loan products from over 35 leading lenders to find the right fit for you.

Local Support from Mortgage Brokers Who Know the Northern Gold Coast

Our team is made up of experienced, friendly mortgage professionals who live and work in the areas we serve. We’ve helped countless locals in Runaway Bay, Coombabah, Biggera Waters, Southport, Helensvale, and beyond achieve their home ownership dreams.

No matter your financial goals, we’ll work with you to:

Build a strategy to suit your current and future lifestyle
Map out short, medium, and long-term financial objectives
Plan for changes like starting a family or changing careers

Read the full terms and conditions here.

Award-winning team on the Gold Coast

Our team of experienced mortgage brokers are also award-winning, receiving the following accolades to date:

2024, 2023, 2022, 2021, 2020, 2019 - Finalist, Office of the Year - Franchise, Regional Broker of the Year & Regional Office of the Year
Australian Broking Awards

2019 - Winner, Office of the Year - Franchise
Australian Broking Awards

2021, 2020, 2019 - Top 100 Brokers in Australia
Mortgage Professional Australia

2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019 - Winner
High Flyer Award (Top 13 Brokers in Australia)
Mortgage Choice

Flexible Appointments Across the Gold Coast

You’re busy — and we get that. That’s why we’re happy to meet with you wherever and whenever it suits you best. You can visit us at our conveniently located office in Runaway Bay, or we can meet with you across the Gold Coast, including:

Runaway Bay
Biggera Waters
Coombabah
Arundel
Coomera
Pimpama
Helensvale

Our services are 100% free to you, as we’re paid by the lenders once your loan settles.

Ready to Get Started?

Whether you're buying a new home, refinancing your current loan, or investing in property, we're here to guide you through the process with expert advice and friendly service.

📍 Visit us at: Shop 7, 465 Oxley Drive, Runaway Bay, QLD 4216
📞 Call us on: 07 5594 6746
📅 Book a free appointment online or over the phone — no obligation

Let Mortgage Choice Arundel & Runaway Bay help you take the next step in your property journey.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

I can't recommend Mortgage Choice highly enough.
The personal service and guidance were incredible.
It's so rare to have a point of contact with banks, but the customer service we experienced from Cian and Sam was next level.
Its comforting to know that should we have any questions we have the immediate support of Cian and Sam whether it be by phone or email
Thank you both so much

Jodie
25 June 2025

The team were amazing to work with professional, knowledgeable, and incredibly helpful throughout the whole process. They made everything feel easy and stress-free. Highly recommend

Larissa
21 June 2025

Cian has been incredibly helpful during our refinancing process and Jayden is knowledgeable and very professional. We would 100 recommend Mortgage Choice at Runaway Bay Sam and Scott

Sam
21 June 2025

Jayden was really helpful talking through all the options and helping me get the best loan possible, the whole team at mortgage choice were really friendly and supportive through the whole process I would suggest to my friends and anyone looking to get a home loan to go with mortgage choice.

20 June 2025

Darren, Cian and the Team were excellent as usual, having also used them previously. They genuinely look after their clients and have that family feel, wanting to achieve the best outcome for you and always go that extra mile. Will be back again

Daniel
20 June 2025

Jayden, Cian, Anne and the team were extremely helpful throughout the process of my mortgage application. Their knowledge and support they have offered me has been exceptional.

Elaine
02 June 2025

Always easy process with friendly help

RED
28 May 2025

Wonderful friendly service - very prompt and great communication, highly recommend Darren and his team and their wonderful products

Noelle
14 May 2025

Jayden and the team were extremely helpful with my refinancingequity cashout recently. They provided timely updates and guided me through every step of the process in detail. Highly recommend them

Jason
12 May 2025

Jayden and his team are awesome Very professional, great communication and super helpful Thanks for helping us purchase our beautiful home

Lhester
06 May 2025

Upgraders guide

This guide covers all the important aspects of deciding the next move. It's essential to evaluate all the financial options and costs involved in selling a current home and buying a new one.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.