Mortgage Choice
George Zagas

Empowering Everyday Aussies to Beat the Banks, Save on Their Loans & Build Wealth Through Property

Looking for a mortgage broker in Sydney? 👉 We help everyday Aussies like you take charge of their finances 💰, cut thousands off their home loans 🏡, and build future wealth through property 📈. Get stress-free, jargon-free advice ✅ and achieve your goals 🎯.
  • Call Us Mortgage Choice Baulkham Hills
  • Mobile - 0431 709 932
  • Office - 02 8072 3906
  • Fax - 02 8072 3934
  • Open Hours Mortgage Choice Baulkham Hills
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

PO Box 6284 BAULKHAM HILLS, NSW 2153

Your Expert Sydney Mortgage Brokers: Beat the Banks & Build Wealth 🏡

Ready to save thousands on your home loan and build a powerful property portfolio? We help everyday Aussies in Sydney and across Australia beat the banks, secure lower interest rates, and achieve their financial goals through strategic property investment. 💪

With over 15 years of combined mortgage lending experience, we are your partners in wealth creation.

Our mission is simple: to deliver expert, personalised advice that empowers you to take control of your finances. We specialise in:

  • First-Home Buyers: Guiding you through every step of your first purchase with clarity and confidence.
  • Savvy Property Investors: Helping you expand your portfolio with strategic loan structuring and expert advice.
  • Home Loan Refinancing: Finding you a better deal to reduce your repayments and save you thousands.

Your Dedicated Mortgage Experts

Founded by George in 2012 and joined by Con in 2020, our team shares a deep passion for guiding clients through the entire home loan journey. We cut through the stress and jargon, offering transparent and honest advice.

As a fully virtual, paperless office, we offer the flexibility you need. We're always easy to connect with—whether you prefer to meet in person in Sydney or chat via Zoom from anywhere in Australia.

Let’s build your future, together.

Ready to make a smart property decision? Let’s take the next step toward your goals.

☎️ Book your free Discovery Call below to get started!

Local Mortgage Broker for Sydney's North-West & Blue Mountains 🌳

Based in North Kellyville, we proudly offer expert, face-to-face mortgage advice to our local community. We specialise in serving clients throughout Sydney's Hills District, the Hawkesbury, and the breathtaking Blue Mountains region 🏞️. If you're looking for a local mortgage broker who understands your property market, we're here to help you achieve your goals.

Australia-Wide Mortgage Services, Wherever You Are 🌏

Our commitment goes far beyond our local area. Through our fully virtual and paperless office 💻, we provide expert mortgage broking services to clients across every state and territory in Australia 🇦🇺.

Whether you're in a bustling city like Melbourne or Brisbane 🏙️, a regional town 🌾, or anywhere in between, our team delivers personalised guidance tailored to your needs.

Experience the best of both worlds: a broker with deep local expertise and a seamless nationwide reach 🌟.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews


Con is a great advisor, providing expert and timely service. He has helped us over the past 2 years to save money on our loans by getting the best rates and the best benefits possible. Highly recommend Con to anyone looking for help with their financial needs.

Nicholas
19 May 2022  

Con Zagas is great, so personable and helpful.

Michelle
05 September 2021  

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Ignazio
31 August 2021  

Our circumstances were quite complex, however Con did an amazing job! We cannot thank him enough for his patience, perserverance and customer service. This has been the second home we have bought using Smartline and would highly recommend them.

Deborah
17 August 2021  

I was really happy with the service Smartline provided. Con Zagas was fantastic. He was very knowledgeable and got back to me promptly if not available when I rang. I really appreciated the footy he made to keep me informed along every step of the way. I would definitely recommend Con and Smartline to my friends. Thanks again.

Neasa
18 July 2021  

What a journey I had with Con and the Team. From the very beginning till my settlement, con was very helpful and made sure I was happy with the transition.
I would recommend Con and the Smartline team to everyone who is looking for a loan.

Gerald
30 March 2021  

Con took the time to understand our situation and needs and explored multiple options for us. Communication was open and clear throughout the entire process. We are very satisfied with our new loan.

Christopher
03 March 2021  

My husband and I was extremely happy with our adviser Con Zagas. He has helped us with our mortgage which our previous Mortgagee couldn't help with. Every thing was handled professionally & timely manner. Definitely we'll recommend Con to everyone

Usher
16 December 2020  

Dealing with George and Con was fantastic, they were very informative and knew exactly the best product to fit my needs, I would definitely recommend Smartline to friend and family

Zanko
23 November 2020  

Its always a great experience dealing with Con from Mortgage Choice, he is always responsive and very knowledgeable.

Gabriella
16 May 2025  

Con George were amazing to deal with. Both knowledgeable and prompt at every step of the process. They always happily answered our several questions, and made the process so easy - I highly recommend

Jackie
15 April 2025  

Long time customer of 5 years. Not often do mortgage brokers have an endless amount of integrity, knowledge of the industry and a sense of humour. Con regularly is.pro active getting us the best rates on our mortgage. I highly recommend Con for all your mortgage needs.

Nick
02 April 2025  

George and Con helped my wife and i navigate our first mortgage process, they were available and happy to speak to us at any time when we had questions and concerns and made the process as smooth as can be.


28 March 2025  

Con was great to deal with for refinancing my existing loan and working through the best options to maximise borrowing capacity for a second loan to buy a new property. He provided a good range of lenders and took an impartial approach to recommending pros and cons of each. Very responsive and helpful throughout the process, thanks Con

Andrea
27 March 2025  

I recently had the pleasure of working with Con from Mortgage Choice and can confidently say that the experience was fantastic. Con was always quick to answer any questions I had, explaining each step to ensure I was comfortable with the decisions I was making. They made what could have been a stressful experience an easy one, and I couldn't be happier with the results

Annie
16 March 2025  

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Property Ownership

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