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Joshua Almond

Renovation Finance | Mortgage Broker Josh Almond

 

Dreaming of a renovation?

With over 20 years in finance, I’m here to make your dream home come to life by finding a finance solution that supports your next renovation project. 

Chat to Josh & his team

 

How can I finance my renovation?

This is a question I hear a lot! Many of my clients love where they live, but have grown out of their home or simply want to make big improvements. The good news is: there are lots of options when it comes to financing a renovation. As a Mortgage Broker, I can help you understand your options for funding your big renovation in the most cost-effective way./

Here are some options:

  • Loan Top-Up: If you're happy with your home loan, you can simply get a top-up on your existing home loan and keep everything else the same. 
  • Equity loan: If you have built up some equity in your home, you could refinance your current home loan to leverage your 'usable equity' and fund our renovation.
  • Redraw: If your current loan has a redraw facility and you have been making additional payments, this is a great option! You can easily access the funds when and if you need them.
  • Construction loan: A construction loan is usually for major renovations of over $250k. You can draw down on the full loan amount in stages which allows you to minimise interest while you renovate.
  • Line of credit: This type of finance lets you access additional funds whenever you want, up to your credit limit. It gives you the flexibility to use funds as you need them, rather than apply for another loan.

The right finance for the job

When there are so many options available, the best thing you can do is get expert advice. With 20 years of finance experience and 35+ lenders available, I'll help you evaluate your options and talk you through the costs and benefits of each. Once you've made a decision, I'll put together the paperwork and manage the entire process so you can focus on other important design decisions.

My job is to secure the right renovation finance to help you build the home you've always dreamed of.

 

 

I'll make finance the easy part

Navigating renovation finance doesn’t have to be complicated. I’m here to make the process stress-free, offering expert guidance and support every step of the way. I'll focus on the finance while you take care of the rest!

Find out more about Josh

 

What my clients say:

"Josh worked tirelessly to get my loan approved quickly and snagged a competitive rate too. He made the whole mortgage process feel easy and stress-free. I'm super happy with his services and highly recommend him." (Allan, Port Melbourne)

>> READ OUR GOOGLE REVIEWS

 

Let's get started on your renovation

I've been in the finance industry for over 20 years and would love to use my expertise to help you fund your big renovation. I can chat by phone, video or in person anywhere across Melbourne. Otherwise, feel free to pop into my office at Level 2, 181 Bay Street Brighton VIC 3186.

To get started, call us on 0401 917 702 or fill out our contact form below.

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