Mortgage Broker Mont Albert | Mont Albert Home Loans

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Home loans in Mont Albert

Boasting leafy streets lined with well-kept period homes, Mont Albert offers everything you could need from your new home. A blend of retirees and young families makes up the majority of the friendly community, where neighbours are always happy to stop for a chat. A selection of shops and restaurants will cater to all your daily needs, and Box Hill is only minutes away if you find yourself in need of some extra retail therapy. With a tram line running through the suburb as well as handy bus routes, you are always connected to the city and beyond. In Mont Albert, you can enjoy a taste of nature walking through Kingsley Park, pick up a treat at Tivoli Rd Bakery, or look for a deal in the local thrift shops - whatever your hobbies and lifestyle, there’s something here for you!

In 2023, the median house price in Mont Albert was $2,300,000, while the median apartment price was $760,000. If you’re interested in purchasing a home in this area, talk to James Tang about your loan options today.

Why is pre-approval beneficial?

Before you start attending open homes and beginning the home purchase process, you should first consider obtaining pre-approval. While not a compulsory step, pre-approval can be an extremely useful tool to have in your arsenal as you start making offers. With pre-approval, you know the firm upper limit of how much your lender is willing to loan you, which can inform your property search significantly.

You can use this figure to better plan your repayment budget, rule out homes that are too expensive, and make strong offers with confidence that you aren’t overextending yourself. Pre-approval may even help you secure your home since it shows the seller that you are serious about the purchase and unlikely to pull out of the deal at the last minute.

With James as your mortgage broker in Mont Albert, securing pre-approval couldn’t be more simple. He will handle all of the paperwork while keeping you informed of your application’s progress - you won’t have to lift a finger. If you are at the beginning of your property journey, talk to James about pre-approval as soon as possible.