First Home Buyers | Mortgage Broker in Sandy Bay, Mount Nelson and wider Hobart

Buying your first home is a huge milestone, but it can feel daunting with so many options and steps to consider. As your Mortgage Choice Broker in Sandy Bay and across Hobart, I’m here to simplify the process and help you get into your first home sooner. With tailored advice and access to a wide range of lenders, I’ll guide you through every step of your home-buying journey.

How I can help first home buyers:

• Finding the right loan product: As a first home buyer, it’s important to choose a loan that works for you both now and in the future. I’ll help you navigate the different loan options available from our panel of over 35 of Australia's top lenders, and find one that matches your financial goals and lifestyle.

• Understanding your deposit options: Saving for a deposit is one of the biggest challenges when buying your first home. I’ll show you how to make the most of your savings and help you explore ways to turn a smaller deposit into your dream first home.

• Exploring government incentives: There are several schemes and incentives designed to make buying your first home cheaper. I’ll assess eligibility and help you apply: whether it’s the First Home Guarantee Scheme or state-based grants like stamp duty discounts or First Home Owner Grants. There are plenty of ways to stretch your budget!

• Free, independent advice: One of the most important parts of my service for first home buyers, is that it comes at no cost to you! The lender you choose pays a commission when your first loan is finalised with them. That means I can find you a great first loan without it costing you a cent - the way it should be.

See our Loan Calculators  Blog: The First Home Guarantee Scheme

 

 

I'm here for your first big step

It might be your first time buying property, but it shouldn't mean you don't have great support from an expert. My job as your Mortgage Broker is to search the market and identify the loan that suits you and your finances. 

Find out more about Jim

 

Options to buy with a small deposit

You may have heard you need at least 20% as a deposit to buy a home. But the market has changed and you there are plenty of ways to buy with a smaller deposit and get into the market sooner. Here are just a few:

• The First Home Guarantee Scheme allows eligible buyers to purchase with as little as a 5% deposit, without having to pay for Lenders Mortgage Insurance (LMI). 
• Use a guarantor for your loan, like a parent or close family member. They can offer their own property as additional security for your loan helping you to borrow more and also avoid LMI.
• Buy with a partner, friend or sibling, sharing ownership and splitting the required deposit. This can be a great way to combine resources and get into the market faster (and there are some Government incentives available too!)

 

Start your home loan journey today

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Let's get started on your first home

I'm passionate about making great home loan advice simple and accessible - wherever you're located across Australia. Whether it's over the phone, video call or in-person in Sandy Bay or anywhere across Hobart, I'm here to provide support on your first loan. Just click the button below and choose a time that works for you: it's that easy!

Call Jim Love on 0480 038 323 or click to book an appointment below.

Call: 0480 038 323  Book an appointment