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Johanna Gross

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Refinancing | Mortgage Broker in Somerville, Merricks & Red Hill

If you’ve been in your home for a while, it might feel like your loan isn’t working as hard for you as it should. Whether it’s because of high interest rates, ineffective features or a loan structure that no longer fits your needs, refinancing can be a game-changer. Let me help you review your options and refinance to a better deal!

What is refinancing?

Refinancing means replacing your current home loan with a new one, often with better rates or more flexible terms. The goal? To make your loan work harder for you, so you can save money, pay off your home faster, or free up cash for other goals.

Here’s how I can help:

  • Review the market: With access to over 35 lenders, I’ll compare your current loan to thousands of others to see if I can find a better deal, whether that’s a lower rate, better features, or more flexibility. I work directly with the lenders to make sure they’re giving you their best offer.

  • Give you clear options: As your local Somerville Mortgage Broker, I'll take you clearly through your options, including the potential savings and costs of each one, so you feel confident about your decision. 

  • Take care of the details: There's a lot to be said for having all the paperwork and admin taken care of by an expert who knows the process. I'll manage the entire application and follow-up, so you can get on with planning your next move.

  • Keep you in the loop: I never want you to feel uncertain about what's coming next. I'll proactively follow up with the lenders and keep you in the loop, so you know where the application is in the process. 

 

 

Book a free review of your home loan

Refinancing could save you thousands, and I’m here to make the process simple. With my free home loan review service, I’ll compare your current loan to what’s available and see if there’s a better deal available, at no cost to you. Book yours today!

Book a chat with Jo

  

FAQ: Does refinancing come with costs?

Refinancing can involve some costs, like application fees, valuation fees, or discharge fees from your current lender. However, I’ll help you weigh these costs against the potential savings and ensure you’re making a decision that works for you in the long run.

 

Start your journey today

 

The first step to your next goal

I’m based right here on the beautiful Mornington Peninsula and love helping the local community achieve their property goals. Let’s connect however suits you: phone, video, or face-to-face across Somerville, Merricks, Red Hill, Tyabb, Hastings or across the Peninsula.

Call Jo Gross directly on 0400 401 289 or get in touch below.

Call: 0400 401 289  Book a chat with Jo 


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