Mortgage Choice
Jon Martin

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First home loans | Mortgage Broker in Bellbowrie, Moggill, and Anstead

Start your home loan journey today

First home loans

Being new to the property market, there are many complicated processes and information to know before even making your first application. So the question is, where do you start? That’s where mortgage brokers come in. With expertise in the property market, brokers can guide people through the necessary steps to achieving home ownership, educating them along the way. 

With Jon as your Mortgage Choice broker for Bellbowrie, he can assist you with:

  • Learning about the property market
  • Outlining your financial situation
  • Assessing your borrowing capacity
  • Finding and filing complicated applications and government grant paperwork on your behalf
  • Liaising with lenders to find the best loan possible for you

With Jon on your side, you can rest easy knowing you’ll be prepared for your first home loan.

First Home Owner Grant (FHOG)

As a first home buyer, you may be eligible for the First Home Owner Grant.

For buying or building a new home, the grant amount is:

  • $30,000 for contracts signed between 20 November 2023 and 30 June 2025.
  • $15,000 for contracts signed before 20 November 2023.

For owner-builders, the grant amount is:

  • $30,000 where foundations are laid between 20 November 2023 and 30 June 2025 (both dates inclusive)
  • $15,000 where foundations were laid before 20 November 2023.

After 30 June 2025, the grant amount will revert to $15,000.

The property value cap is:

  • The home's total value, including land and any contract variations, must be less than $750,000.

You must also:

  • Move into the home within 12 months of completion and live there continuously for at least 6 months.
  • Have at least one applicant who is an Australian citizen or permanent resident.
  • Have not previously owned residential property in Australia that you have lived in.

To learn more about the FHOG, visit the Queensland Revenue Office here or contact Jon today.

Ready to take the first step?

Purchasing your first property should feel like a major milestone, not a stressful thing to push through. If you’re ready to take the step towards your first home, call Jon today on 0431 307 113 or book in a time this week.

Jon is also able to assist with:


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