Refinancing | Independent Mortgage Broker in Algester, Calamvale & Parkinson
Refinancing is so popular at the moment and for good reason! Reviewing and refinancing your home loan gives you some control over what you're paying and ensures that your interest rate is still competitive. As an independent Mortgage Broker in Algester & Calamvale, I'm here to help you 'play the field' with your home loan to see if we can find you a better deal.
Why refinancing?
Refinancing is simply swapping your home loan for a new one with a different lender. Usually, property owners refinance their loans to save money, either with a lower interest rate or better loan terms. As your local Mortgage Broker in Algester, I believe refinancing is an important part of keeping your finances healthy and effective - after all - your home loan is probably your household's biggest bill.
But it's not just about saving money. Refinancing can also help you to consolidate debt, access equity for investment purposes or re-negotiate your rate at the end of a fixed rate term.
Our free home loan review is a great place to start
It's vital that we make sure that refinancing your loan will undoubtedly leave you better off in the long run. As an independent Mortgage Broker in Algester, I do this by comparing your home loan with thousands of others on the market to see if I can find you a lower rate or better features. The best part is, my review and refinancing service is completely free!
Here's how it works:
- Step 1: We chat through your goals and what you're aiming for. You might simply want to save money on your repayments or we could look at consolidating debt and putting together a strategy to get your loan paid off faster.
- Step 2: As your loan representative, I approach your current lender to see if I can secure a discount on your rate or any of the other features you might want. As changes to your current loan are usually applied the same day, this can be the quickest way to achieve your refinancing goal.
- Step 3: As a Mortgage Choice Broker, I have access to over 35 lenders. That means we can do some serious shopping around and see if any other lenders are willing to give you a better deal than your current one.
- Step 4: I talk you through all the options that are on the table, in a way that's easy to understand and gives you the confidence to make a great decision.
- Step 5: Whatever you decide, I'm here to support you by doing the hard work, putting together the loan application and following it up until it reaches settlement.
Local Independent Mortgage Broker
The repayments on your home loan are probably your household's biggest bill, which is why I'm passionate about supporting my clients with independent loan comparisons from over 35 lenders.
Find out more about LucasThere's more to it than interest rates
A great deal on a home loan is about more than just a low-interest rate. Yes, it's important, but sometimes the home loan with the lowest rate doesn't come with some of the features - like an offset account - which could save you more in the long run. You also might have other goals relating to your refinance, like accessing equity or freeing up cash flow for other goals.
That's why it's a great idea to chat through it with an expert! As your local Algester Mortgage Broker, I can clearly take you through the pros and cons of each recommendation and weigh them against your long-term goals.
Start your home loan journey today
Let's take the next step - together
I would love to help you achieve your property goals with home loan advice you can trust. To make it as easy as possible, I offer virtual meetings for clients around Australia. Otherwise, I can meet you in person in Algester, Calamvale, Parkinson and right across Brisbane. I'm proud to service my clients in both English and Mandarin.
Get in touch with me on 0420 998 199 or click the button below to request a call back.
Call: 0420 998 199 Request a call
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
