Brisbane Property Market Trends in 2025
The Brisbane property market is evolving rapidly in 2025, shaped by rising valuations, affordability challenges, and infrastructure growth. Here’s a quick dive into the key trends:
Interest Rates Are Changing – What It Means for Your Mortgage in 2025
As we move through 2025, the Reserve Bank of Australia has taken steps to reduce the official cash rate in response to easing inflation and slowing economic growth. These changes are already influencing home loan interest rates — creating opportunities for homeowners, first-time buyers, and investors across Brisbane.
At Mortgage Choice Brisbane City, we’re here to help you make sense of what’s happening — and how you can benefit.
Why Are Interest Rates Dropping in 2025?
In early 2025, the RBA began cutting interest rates to support the Australian economy. This means:
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Borrowing power for homebuyers may increase
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Monthly repayments could become more affordable
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More people may re-enter the property market
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Refinancing is becoming an increasingly smart move
For Brisbane locals, this shift presents a real opportunity to reassess your loan and potentially save thousands over the life of your mortgage.
Is Now the Right Time to Refinance?
If you haven’t reviewed your home loan in the past 12–18 months, there’s a good chance you're paying more than you need to.
Here’s what refinancing could do for you:
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Access a lower interest rate
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Reduce your monthly repayments
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Unlock equity for renovations or investment
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Consolidate high-interest debt
Let our mortgage brokers do the hard work — we compare over 35 lenders to find the most competitive deal for your goals.
What Should You Do Next?
Whether you're a homeowner, investor, or first-time buyer, reviewing your home loan in today’s market is smart. Our team at Mortgage Choice Brisbane City offers free, no-obligation reviews that give you a clear picture of your options.
Looking to make your move in Brisbane? Connect with a local mortgage expert to explore your options.
Local Mortgage Experts You Can Trust
At Mortgage Choice Brisbane City, we’re proud to help clients from:
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Brisbane City
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Spring Hill
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New Farm
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Fortitude Valley
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Kangaroo Point
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South Brisbane
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and beyond
Whether you're buying your first home, refinancing, or investing, our team is here to find the right home loan for you — fast, easy, and stress-free.
💬 Let’s Talk
Interest rates are moving. Don’t miss your chance to get ahead.
Contact Matt Cunliffe and the team at Mortgage Choice Brisbane City to start your refinance journey or get pre-approval with confidence.
Start your home loan journey today
Mortgage Broker Brisbane City | Refinancing Brisbane | Home Loan Experts QLD
We’re your local mortgage brokers in Brisbane City, specialising in home loans, refinancing, and investment lending. Whether you're buying, building, or looking to switch your loan, we compare 35+ lenders to find the right fit for your financial future. Proudly servicing Brisbane, Spring Hill, New Farm, Fortitude Valley, South Brisbane, Kangaroo Point, and surrounding suburbs.
