Refinancing
One financial product that has a large impact on our lives is our home loan.
It can be quite easy to switch from one loan to another, with our help and in doing so you can put yourself ahead financially.
Banks are competitive & the industry changes quickly, so chances are there are some great rates or features that weren't available to you before.
You have the freedom to switch between different lenders & products, “as your life changes, so should your home loan.”
It can just start with a FREE Home Loan Health Check
Step One: A comprehensive review will compare your current home loan with hundreds of others to see if you would be better off with a different home loan product or lender.
It only takes a few minutes and if we can find you a better deal.could save you a lot of money!
A lower interest rate could save you money | Find out with our home loan calculators
Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender. We’ll also consider your current circumstances, like rate, repayments and loan features.
If we feel that your loan is no longer suitable or we find a better offering, we may be able to help you refinance to a new lender or reprice with your current lender for a better loan. This may include securing a better interest rate or getting cash out of your loan.
It is important to consider both the benefits and costs of refinancing.
Benefits
- Secure a better interest rate
- Access home equity
- Consolidate debts
- Taking advantage of different loan features
Costs
- Exit fees
- Borrowing costs
- Lenders Mortgage Insurance (LMI)
- Stamp duty
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Contact Michael Cullinan and the team at Mortgage Choice on 0447 528 116 or email michael.cullinan@mortgagechoice.com.au
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
