Refinancing your loan | Mortgage Broker St Kilda, Prahran & Caulfield

Refinancing your home loan can be a smart way to lower your repayments, access equity, or secure a better deal. With my expertise as a Mortgage Broker St Kilda, I help you navigate the refinancing process, compare loan options and negotiate with lenders to ensure you get the best outcome.

Unlock better options through Refinancing

Whether you're aiming to reduce your interest rate, consolidate debt, or adjust your loan structure, it's important to review your loan regularly. I work with clients to see if there's a better deal available, especially as the market changes. 

Here's what I do for anyone considering refinancing:

• Compare loans from 35 lenders: I use my loan comparison software and knowledge of lender policies to sift through the best options from over 35 lenders, ensuring you find the loan that fits your needs, not just the bank’s.

• Push the banks for more: I know when to push the banks for a better deal because I work in the industry day in and day out. Don't just take anything that comes your way. Let's figure out what banks are offering something competitive and then weigh it out with any costs, so you know it's going to leave you better off. 

• Offer refinancing across all loan types: You might have a home loan, car loan, personal loan or even a furniture loan. All of these can be refinanced or consolidated into your home loan. As your local Mortgage Choice Broker in St Kilda, I'll have a look at the numbers and plan a strategy to save you money. 

 

 

Get a second opinion on your loan

Many homeowners jump at any little discount thrown their way by their bank, without knowing if it's actually a fair discount or if it balances some of the costs that come with switching. I'm here to make your options clear and easy.

Request a call back from Michael

 

The first step: Book a free review of your loan

Refinancing starts with understanding your current situation. With Mortgage Choice, you can book a free, no-obligation home loan review. This gives us the opportunity to check whether your current loan is still the best option or if there’s a better deal out there.

We’ll take a deep dive into your loan and financial goals, ensuring you’re always in the know when it comes to your loan.

 

Start your home loan journey today

• I want to buy a home

  Get started

• I want to buy an investment

  Get started

• I'm considering refinancing

  Get started

 

Reach out for expert refinancing advice

My refinancing service is about more than just switching your loan for a new one - it's about making sure you get a better deal! Book a free review of your home loan with me today. As a mobile Mortgage Broker, I'm available to chat by phone, video or face-to-face in St Kilda, Prahran, Caulfield and right across Victoria. 

Call: 0408 098 681  Request a call back