Mortgage Broker Penrith - your local expert for home loans in Penrith

Call: 0410 787 607

Paul Holland is your local Mortgage Broker in Penrith and has been providing quality home loan advice to customers for over 15 years. Using everyday language, he has helped hundreds of customers achieve their home and investment property goals in that time.

Call Us Mortgage Choice Penrith
Office - 0410 787 607
Fax - 02 8089 1130

Open Hours Mortgage Choice Penrith
Monday - Thursday: 8:00am - 6:00pm
Friday: 8.00am - 5.00pm
After hours by appointment
Free Appointment

Address

95B Station Street Penrith NSW Australia 2750

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Mortgage Broker in Penrith - Home loan advice explained in everyday language

As your local mortgage broker, Paul Holland has been the owner and senior home loan broker of the Penrith Mortgage Choice franchise for over 15 years and helped hundreds of customers achieve their home and investment property goals in that time.

Book a convenient meeting time right now! Call now on 0410 787 607 OR Click on the orange Book an Appointment button above at any time to choose an available time.

We simplify home loans in Penrith

Whether you are buying a home in the Penrith area or looking for a property investment, we take the confusion out of the loan process, and explore every option to help you save with the best possible deal.

Our customers say they appreciate the way we take the time to answer all questions and explain home loan options once we fully understand your goals and preferences, we'd love the opportunity to offer you the same service.

Our service is fast, streamlined, and our expertise lets you enjoy the home loan that matches your needs at a very competitive rate from a choice of over 35 different lenders.

Having a young family (and a mortgage!) Paul understands the needs of our Penrith home loan customers.

5 key benefits of using Mortgage Choice Penrith:

Our service is at no cost to you – We’re paid by lenders.
Convenient – We can meet with you at your home, workplace or at our office located in Penrith. Contact us on 0410 787 607 to make an appointment today.
Knowledge and experience – With over 15 years experience, we will listen to you, answer any questions you have, offer a range of options and help you decide which home loan is right for you.
A network you can tap into – When you’re ready to buy a home, we can refer you to trusted local solicitors and real estate agents.
We’ve got you covered – We can help with all your financial needs including insurance, car loans, and equipment leasing.

We specialise in the following Mortgage Broker & Financial Advice services:

First home buyer loans in the Penrith area.
Property investment loans.
Using home equity to renovate or invest.
Refinancing your current home loan.
Upgrading to your next home.

Mortgage Choice Penrith - Home loan Market update September 2024

RBA likely to hold the cash ready steady again but the next move is likely to be a drop in home loan rates
Variable home loan rates from lenders also remain fairly stable.
The Sydney property market including the Penrith area remains strong, I am hearing from my customers that they are buying for around asking price indicating a matched expectation of buys and sellers.

Experience our friendly, positive attitude

Start achieving your goals today. Call Paul on 0410 787 607 or click on the link above. Or call in and see us at our conveniently located Penrith office. We look forward to speaking with you.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

As a buyers agent, Ive had the chance to work with several of Pauls clients on their property purchases. Ive been impressed with how Paul operates. His knowledge, personalised approach, and commitment to finding the right finance options for his clients have made the buying process smooth and efficient. Hes always responsive and easy to work with. Id happily recommend Paul to anyone looking for a professional and reliable mortgage broker.

Adam
17 September 2024

We have used Paul Holland at Mortgage choice Penrith to purchase 5 properties. We have also used him between purchases for loan reviews and help with interest rates, and sometimes I have just called him to ask a question We have a really great relationship with Paul and that is because he is so down to earth, he explains everything so that if you are someone who does not have a financial background, o... read more

Sarah
11 September 2024

Paul was incredibly helpful taking the time to explain the process of getting a home loan and was always available to support and answer and questions we had. Couldnt recommend his service enough

Jessica
11 September 2024

Paul has been exceptional in helping us navigate the complexities of securing our mortgage. His expertise and guidance made the entire process smooth and stress-free. Paul was highly responsive to all our questions, explaining everything clearly and ensuring we felt confident at every step. His professionalism and commitment to finding us the best deal were evident throughout. We highly recommend Paul

Anne
19 June 2024

l used Paul holland as my broker recently and I couldn't be more happy with the services he provided. It was my first time buying a home and I didn't have much knowledge but Paul showed me the ropes and guided me through it by using his years of experience and knowledge. He was extremely prompt and patient with me and was able to organise a loan setup within a short time frame. I would recommend anyon... read more

Jacob
17 June 2024

How lucky were we to be able to be connected with Paul, following some terrible advice from another company. From the first phone call, he did not disappoint and was very interested in our situation and what we needed to achieve.
We cannot thank Paul and his team Wendy enough for the time and effort they put into obtaining our home loan. Everything was undertaken electronically and did not require fac... read more

Caroline
05 April 2024

My dream of buying a house by myself wasnt a dream anymore due to Pauls guidance and support through the whole process.

shashi
11 March 2024

What a BRILLIANT brokerPaul offers exceptional service, is very responsive, thorough in the work he does explains everything in great detail. I cannot recommend Paul highly enough.

Rhondele
07 February 2024

We used Paul and his team for our recent purchase and could not be happier with the service they provided. Paul is extremely knowledgeable and took time to explain the pros and cons of the options available to us. The communication from both Paul and Wendy throughout the purchase process was excellent. Thanks Paul Wendy for your great service

Mark
28 January 2024

Paul has been our mortgage broker for over 10 year. He is always responsive to any queries we have and keeps in touch regularly.

Richard
12 January 2024

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

Download now

Help me calculate

More calculators

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.