Mortgage Broker Highbury | Highbury Home Loans
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Buying a home in Highbury
Perched at the gateway to the Adelaide Hills, Highbury is a sought-after suburb filled with greenery and boasting a family feel. You are spoiled for choice when it comes to fresh air in Highbury, with plenty of walking trails and parks at your disposal. And once you’ve gotten your exercise for the day, venture just a short trip away to find plenty of shopping and dining options at Tea Tree Plaza, or stay close to home and grab a meal at the Highbury Hotel. Nearby schools and the convenient O-Bahn make Highbury a great place for families and professionals to settle down and enjoy life away from the bustle of the city.
In Highbury, the median house price was $860,000 in 2024. Is this the suburb for you? Speak to Ross Pascale about your financing options today.
Fixed vs variable home loans
Selecting your home loan will often including choosing between a fixed and variable interest rate. Both types of loans have their upsides and downfalls, and your individual situation will dictate the right option.
With a fixed-rate home loan, you gain absolute budget certainty for the length of the fixed period, allowing you to plan your repayments in advance without fear of increases. However, this also means you will not benefit from any rate decreases, and you may be subject to stricter conditions since these loans are often less flexible.
Conversely, a variable rate loan is subject to change at any time - whether positively or negatively. Though you may be faced with uncertainty in this type of loan, you be able to benefit from more features such as redraw or an offset account.
Though the choice may seem confusing, Ross will be there to guide you and make suggestions on the best path forward. No matter what your circumstances look like, speak to Ross as soon as possible to find out more about your loan choices.
Free home loan calculators
The way through the home loan maze is a little clearer with the aid of our free home loan calculators - try them out today.
Ross Pascale is always ready to chat about your loan - book your appointment today by calling 0402 420 619
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