Mortgage Broker Doncaster | Doncaster Home Loans
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Home loans Doncaster
Doncaster has everything you could need and more! The centrally-located Westfield Doncaster is a haven for shopaholics, offering everything from your favourite clothing stores to homewares outlets and eateries. In Doncaster, you also have access to plenty of green spaces and walking paths, including the Koonung Creek Linear Park and Ruffey Lake Park - kids will love the multiple playgrounds on offer! Quality local schools make Doncaster family-friendly, while commuters will love the direct track into the CBD via the nearby Eastern Freeway. With a strong community spirit on top of all the handy amenities, you’ll never want to live anywhere else!
In 2024, the median house price in Doncaster was $1,450,500. The median apartment price was $600,000. If this area sounds like your dream, contact Sam Nemati today to discuss your financing options.
Fixed vs variable home loans
When you take out a home loan, you will have the choice between a fixed or variable interest rate. Both types of loans have their advantages and pitfalls, and the ‘correct’ choice will come down to your preferences and financial needs.
With a fixed rate home loan, your repayments will be the same for the entire fixed period. Many people enjoy this certainty for their budgeting. This also means that you will be protected temporarily from any interest rate increases, though you will not be able to take advantage of any rate decreases. These types of loans are also generally less flexible with fewer features.
In contrast, variable rate loans may offer you multiple features with greater flexibility. However, you are vulnerable to increase rate changes at any time - either positive or negative. To find out more about these loans and discuss which one will be right for you, contact Sam, your trusted mortgage broker, today. He is always ready to help match you with the right loan solution.
Free home loan calculators
Try out our free online calculator tools to learn more about your finances and home loan potential.
Call Sam Nemati on 0403 806 812 for the best home loan advice in Doncaster
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