First home buyer | Mortgage broker Hunters Hill, Gladesville and Epping

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Buying your first home in the Hunters Hill region

Let Sanjay support you through the exciting and daunting process of buying your first home. From pre-approval through to settlement, he will answer all your questions and help you make educated decisions about your financing. By listening carefully to your situation and preferences, Sanjay can recommend the best loan as well as offer you advice to optimise your loan application. Simply book your obligation-free appointment with him to get started.

Using a guarantor to buy a home

Saving up for a 20% home deposit can feel like an impossible task. Fortunately, there are a few ways to purchase your home with a smaller deposit while still avoiding additional costs like LMI. One of these methods is by using a guarantor. Your guarantor, who is usually a close family member, can act as security on your loan, negating the need for LMI and getting you into your dream home faster. However, your guarantor will also be responsible for your loan if you cannot meet your repayments, so it’s important to carefully consider whether this option is right for you.

Download your free guarantor guide

Home inspection tips

When you are looking for your ideal first home, make sure you keep an eye out for several key signs that the home will have expensive issues down the track. These can include

Large cracks near the ceiling or foundations
Signs of pest damage, like spongy floors
Pooling water in the yard
Any bad smells or uncomfortable draughts

By identifying these problems early, you can make an educated decision about whether to buy the home. Try to avoid choosing your property based solely on emotion!