Local Mortgage Broker Sunny McKinven in Cairns City, Smithfield, Edmonton and wider Cairns

Call: 0401 876 558

As a local Cairns City Mortgage Broker with over 15 years in finance & insurance, I know your loan isn’t just about the numbers - it's about matching your goals to the right rate, structure and lender. Whether you’re buying your first home, upgrading or investing, I’ll do the hard work so you can focus on the big picture and your next move.

Call Us Mortgage Choice Cairns
Office - 0401 876 558

Open Hours Mortgage Choice Cairns
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Straightforward advice, real results

I believe property is one of the best investments you can make, and I love helping people turn their homeownership dreams into reality. As a Cairns local and experienced Mortgage Broker, my job is to cut through the confusion and find the right loan for you - without the stress.

Here's what I offer:

Personalised advice: Every buyer is different, and so are the banks. That’s why I take the time to get to know you, your goals and what you need before making any recommendations.

Plenty of options: I have over 35 lenders to choose from - big banks, small lenders and everything in between. I compare them all to find the right loan for you and your next goal.

Clear communication: I take a hands-on approach and prefer to have real conversations with clients. No fluff, just straightforward advice so you feel confident about the next step.

The work done for you: As your Cairns City Mortgage Broker, I'll manage all the paperwork and communication with the bank, so you can make your next move without the stress.

I don't charge to find the right loan

I don't charge to find you the right loan, instead I'm paid by the lender once your loan settles. In some limited circumstances, I may charge a fee, which would be discussed with you before proceeding.

Your next move, made simple

Reach out for a quick chat about your goals to get started! I can chat over the phone, by video or meet in person in Cairns City, Smithfield, Edmonton or anywhere across Cairns.

Call: 0401 876 558 Get in touch with Sunny

I can help you with:

Home loans
First home loans
Refinancing
Debt consolidation
Investment loans
Construction loans
Business lending
Equipment finance
Car loans
and much more!

With us, you're never a loan

What does a Mortgage Broker do?

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Top quality. Very informative - really went into detail with us and lots of useful explanation. Made things simple and easy to understand, though, too, which was helpful. Definitely recommend.

Bebe
24 February 2025

Sunny was very professional. He provided us with all the options and helped us make an informed decision to get the best outcome for our mortgage. He continually keep us updated so we know were getting the best deal. Execution of the mortgage was totally seamless thanks to his expertise.

rachel
21 February 2025

We enlisted the assistance of Sunny to re-enter the housing market and to secure finance. We are in the twilight years in regards to employment and Sunny was absolutely fantastic with his product knowledge, advice and recommendations. He conduct was very professional but with a very approachable and friendly demeanour.
He has secured us the finance needed for the property purchase and took the stress out of doing all the leg work. Thanks again Sunny, will recommend you to friends and colleagues

Steven
21 February 2025

We have worked closely with Sunny for many years and can highly recommend Sunny to anyone looking for a home loan. We found his service to be timely. I would hesitate referring further clients to Sunny in the future.

Praneel
14 February 2025

Sunny was happy to answer any questions or concerns to ensure we had all the information we needed to go ahead with our mortgage. He took the scary out of first home buying His communication and feedback throughout the whole process meant our stress was completely eased from our first consultation with him to picking up the keys of our first home. Thanks Sunny

Tiffany
14 February 2025

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

Download now

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You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.