First Home Buyers | Mortgage Broker Teejay Gill in Lidcombe, Rhodes & Strathfield
Buying your first home is a huge milestone in your property journey - and it's one I can help you with. As your Lidcombe Mortgage Broker, I bring years of banking experience, access to 35 lenders and a genuine passion to see you settled into your first home.
Helping you step confidently into your first home
Having worked in banking and credit for over a decade, I’ve seen firsthand how confusing the journey can be for first home buyers. As your local Mortgage Broker, I’m driven to make it easier by breaking down complex lending policies into plain language and advocating for you, not the banks.
I can help you answer:
- How much can I borrow? I’ll take a close look at your full financial picture - your income, expenses, savings, and goals - to give you a clear and realistic idea of what you can afford. We'll also cover possible repayments, how much deposit you need and much more!
- What bank should I go with? Many first home buyers go straight to their bank for their home loan, but the bank can only offer its own products. Instead, I compare a wide range of 35+ lenders to find the best fit and negotiate on your behalf.
- What government incentives am I eligible for? There are a number of grants and schemes designed to help first home buyers. I’ll help you understand which ones apply to you, guide you through the eligibility criteria, and help with the application process.
- What do I need to do next? Buying your first home comes with plenty of steps, but I'll manage the entire process for you - from preparing your application to liaising with lenders. As your Lidcombe Mortgage Broker, I make sure everything runs smoothly so you can focus on finding a great first home.
Expert guidance from day one
What I love most about being a Mortgage Broker is helping people reach major milestones in their property journey. I aim to take the guesswork out of the process, so you can feel in control and excited about what’s ahead - your very first home.
Book a chat with TeejayNo cost to you
In most cases, my home loan service is free because we're paid by the lender when your loan settles with them. In some limited circumstances, I may charge a fee, which would be discussed with you before proceeding.
FAQ: What is the First Home Guarantee Scheme?
The First Home Guarantee Scheme is a government initiative designed to help eligible first home buyers purchase a property sooner and with fewer upfront costs. It allows you to buy a home with a deposit as low as 5%, without needing to pay for lenders mortgage insurance. But there are some requirements to tick off. As your Lidcombe Mortgage Broker, I'll help you understand if you're eligible and help you apply.
Start your journey today
Let's find the right loan for you
As a Mortgage Broker, I offer a personalised service that's hard to find with the banks. I can chat by phone, video or face-to-face in Lidcombe, Rhodes, Strathfield or wider Sydney. I offer my services in English, Punjabi or Hindi.
Call Teejay Gill on 0414 991 468 or book a chat.
Call 0414 991 468 Book a chat with Teejay
The right home loan for your first home
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
