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Teejay Gill

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Refinancing | Mortgage Broker Teejay Gill in Lidcombe, Rhodes & Strathfield

Refinancing is all about you: more flexibility, lower interest rates and a loan structure designed to support your goals as they change.  With over a decade in banking and credit, I've seen how rigid bank policies and limited options can hold people back. That's why I'm proud to compare loan options from over 35 lenders for anyone looking for a better deal.

Why refinancing matters

Home loans aren't meant to be left untouched for decades. Just like your electricity provider or car insurance, you should be reviewing your loan regularly to make sure you're not paying more than you need to be. But comparing thousands of loans can be tough: interest rates, eligibility, lender policy and structure all play a part. As your Lidcombe Mortgage Broker, I'm here to do the hard work for you!

How I can help you refinance

I offer a free review of your current home, business, investment or car loan to see if I can find you a better deal. And it's not just about a lower interest rate - it's also about achieving other goals like consolidating debt, releasing equity in your property, freeing up cashflow and much more.

Here's how it works:
  • Review: I take the time to understand your full financial picture: your goals, repayments, and the structure of your existing loan. This helps me identify if your current setup is still working for you, or if there’s room for improvement.
  • Comparison: Unlike the banks, I’m not limited to one set of products. I compare a wide range of home loan options from a panel of 35+ lenders, including the big banks and specialist providers, to find a better fit for your needs.
  • Decision: As your local Lidcombe Mortgage Broker, I’ll break down the key differences between your current loan and the alternatives, highlighting potential savings and long-term benefits, so you can make a confident decision.
  • Process: From submitting paperwork to liaising with the lender, I’ll handle all the moving parts and keep you updated every step of the way, so refinancing feels easy and stress-free.

 

 

Is your loan still a competitive deal?

After years in banking, I’ve seen how quickly a good deal can become outdated. I’m passionate about making sure my clients aren’t paying more than they need to - using my experience to review their options and negotiate a better outcome.

Book a chat with Teejay

 

Does refinancing cost anything?

Yes, there can be some fees imposed by the lender when you refinance, like application fees and break costs. As your Mortgage Broker, it's my job to help you weigh the costs of switching against the savings you would see over the long term, so there are no surprises.

 

Start your journey today

 

Let's see if your loan is still right for you

As a Mortgage Broker, I offer a personalised service that's hard to find with the banks. I can chat by phone, video or face-to-face in Lidcombe, Rhodes, Strathfield or wider Sydney. I offer my services in English, Punjabi or Hindi. 

Call Teejay Gill on 0414 991 468 or book a chat.

Call 0414 991 468  Book a chat with Teejay


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