Your Multi Award-Winning Home Loan Experts in Broadbeach on the Gold Coast

Call: 07 5676 6433

We are award-winning mortgage brokers helping clients on the Gold Coast, around Australia & even overseas find the right home loan to buy or refinance property. We also do vehicle loans, business loan & more. Let us do the hard work for you!

Book your free no-obligation appointment with us today.

Call Us Mortgage Choice Broadbeach
Office - 07 5676 6433
Fax - 07 5676 6434

Open Hours Mortgage Choice Broadbeach
Monday to Friday: 9am - 5pm
Thursday: 9am - 7pm
Saturday & Sunday: closed
Free Appointment

Address

Shop 111 Pacific Fair Shopping Centre, Hooker Boulevard BROADBEACH, QLD 4218

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Start your home loan journey today

Talk to our home loan experts in Broadbeach, Gold Coast

Put our expertise to the test. Our mortgage broking team in Broadbeach on the Gold Coast, has over 60 years of experience to help you make better choices with your finances.

Our experienced team of Gold Coast mortgage brokers are ready to work with you. Each member of the Mortgage Choice in Broadbeach team is experienced at helping Broadbeach, Mermaid Waters, Mermaid Beach, Varsity Lakes area locals, as well as clients across the Gold Coast and beyond with their home, car or business finance. We know that no two situations are alike and we are well-versed in pairing the best home loan options to our customers’ individual needs to find the right home loan.

We know that our customers are busy, so our mortgage brokers will meet you at a time and place that suits you anywhere around Broadbeach, Varsity Lakes, Mermaid Beach, Mermaid Waters or across the Gold Coast.

The home loan process should be easy and stress free because we know that is what really helps our customers. Our services also come at no cost to you, as the lenders pay us, so having a chat with us also puts lets stress on you financially.

We are here to help you find the right home loan option, so get in contact today.

"Fantastic service, professionalism, and results with Will and the team. Highly recommend them!"

- David W, February 2024

Gold Coast locations - Broadbeach & Arundel offices

Call our Pacific Fair office in Broadbeach today on 07 5676 6433 or book an appointment with us directly online.

Our team also manages Mortgage Choice in Arundel, located in Arundel Plaza Shopping Centre, Shop 8, 230 Napper Road, Arundel.

Meet with a mortgage broker in our team between 16 September 2024 and 6 December 2024 and you will automatically go into the draw for a chance to win $30,000. Plus, there are five $5,000 state-based prizes to be won. The winner will be announced on 17 December 2024. See the full details and T&Cs here.

Award-winning Gold Coast team

Our team of experienced mortgage brokers are also award-winning, receiving the following accolades to date:

2024, 2023 - Finalist, Office of the Year - Franchise
Australian Broking Awards

2022 - Finalist, Office of the Year - Franchise, Regional Broker of the Year & Regional Office of the Year
Australian Broking Awards

2021 - Finalist, Office of the Year - Franchise, Regional Broker of the Year & Regional Office of the Year
Australian Broking Awards

2020 - Finalist, Office of the Year - Franchise, Regional Broker of the Year & Regional Office of the Year
Australian Broking Awards

2021, 2020, 2019 Top 100 Brokers in Australia
Mortgage Professional Australia

2019 - Winner, Office of the Year - Franchise
Australian Broking Awards

2019 - Finalist, Regional Broker of the Year & Regional Office of the Year
Australian Broking Awards

2012, 2013, 2014, 2015, 2016, 2017, 2018, 2019, 2020 - Winner
High Flyer Award (Top 13 Brokers in Australia)
Mortgage Choice

Services we offer

Home Loans
Refinancing your current loan
First home buyer support
Top up on existing loans
Loans for property investment
Vehicle finance
Equipment finance & leasing
Car buying service
Insurance
Personal Loans

We can help with this range of services and more from our office in Pacific Fair Shopping Centre, Broadbeach on the Gold Coast. Give us a call today to make sure you’re on the right track to the right home loan.

Our Broadbeach home loan service accesses a panel of over 35 lenders, and hundreds of products so that we can find the right solution for you.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Received great service from a lovely young man who was very thorough and provided me with what I needed.

Lahnie
18 September 2024

I would definitely recommend Will Todd and his team. We have recently bought and sold homes and his knowledge, communication and service level was outstanding. Thank You

Lin
11 September 2024

I highly recommend Will from Mortgage Choice. He has helped me out so much and he is reliable and helpful

Beatriz
03 September 2024

Nitin is very thorough and research-driven. Had an excellent and exciting first home buying journey with him. Happy settlement today He is the best mortgage broker and highly recommend. Cheers, Raman, Brisbane

JR
20 August 2024

I recently had the pleasure of working with the team of Samantha, Jayden and Jake from Mortgage Choice in Broadbeach, and I must say the experience was exceptional from start to finish. The customer service was top-notchevery question I had was answered promptly and with a level of professionalism that made me feel valued as a client. The loan process was straightforward and efficient, with clear comm... read more

Hardik
18 August 2024

My partner and I are grateful for Will and his teams help with buying our first property. Will and Anne were responsive and answered all of our questions timely and in details. Will was thorough and knowledgeable about the loan products from many different banks and helped us choose one that suited our case the best.
We highly recommend his service.

Hà
27 July 2024

I couldnt be more happy with how easy the process was with getting a loan with mortgage choice Broadbeach. William and Jake were incredible and it was such a pleasure to deal with them. Couldnt fault anything and would highly recommend

Aliesha
18 July 2024

We are incredibly grateful for the team at Mortgage Choice, Darren, Sam Jake, for their outstanding service in managing our home loan. From start to finish, the process was smooth, efficient, and stress-free. Their professionalism, dedication and attention to detail made all the difference, and we couldnt be happier with the outcome. Thank you for making our dream of owning a home a reality

Staci
16 July 2024

Highly recommend, Great Team

Jamie
01 July 2024

I like to thank William and the choice mortgage team, For such a grade Service, as Im first time buyer they made everything so smooth and easy process with our mortgage application And very fast to respond to any questions.I would highly recommend William And First choice mortgage team,

Rudolf
28 June 2024

Refinancing guide

If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

Calculate

Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.