Mortgage Choice
Brendan Moon

Mortgage Broker Eltham | Home Loans Eltham

 

Your local advisers in Eltham

It's important to get your home loan right. Our Eltham team will do the research and shopping around from over 35 of Australia's best lenders. 

Get in touch with us

 

Welcome to Mortgage Choice Eltham

Our experienced Mortgage Brokers live locally in Eltham and are committed to giving you expert advice that's aimed at achieving your goal. We're passionate about using the years of experience we have in the lending industry to get our clients the best outcome.

Why trust us to help?

  • We have years of mortgage broking experience and know where to look for a loan that will achieve your property goal.
  • We have access to over 35 of Australia's best lenders - including the big banks and specialist lenders. 
  • We offer simple, straightforward advice and aren't affiliated with any lender, so you know it's advice that's got your best interests at heart.
  • Our Mortgage Broker Eltham don't sell, we inform. We're not here to sell a product. We simply let you know the options that are going to achieve your goal.
  • We do all the legwork from application to settlement and even remind you when it's time to refinance

Our Home Loan Calculators  

 

What our Eltham clients say

"The Mortgage Broker Eltham team and in particular Brendan were nothing but amazing. Brendan answered all questions and concerns throughout the property buying process and was there until settlement date. We wanted someone who would be open and honest and Brendan is all that - down to earth and willing to tell you exactly how it is. I cannot speak more highly of the team." [Paris, Eltham]

SEE MORE GOOGLE REVIEWS ➜ 

 

 

Our local Mortgage Broker team in Eltham

Our experienced Mortgage Broker Eltham team offers simple, straightforward advice on your home or investment loan. We're committed to helping you achieve your goals - whatever they may be! Put us to work on your next loan. 

Find out more about our team

 

The local property market in Eltham

Eltham is popular with many residents for its quiet, laidback vibe and bushland backdrop. And you don't have to sacrifice convenience and proximity to the city. 

  • The average house value is $1,243,750 after a slight drop of -0.5% over the last 12 months. Houses in Eltham are popular, only spending an average of 28 days on the market. 
  • The average unit value is $727,500 after a more significant drop of -9.1% over the last 12 months. The average weekly rent in Eltham is $795 per week, resulting in an average rental yield of 3.6%.
  • SEE MORE STATS ABOUT ELTHAM PROPERTY ➜ 

 

Home loan FAQs

While a deposit of 20% of the property value is favourable, it's no longer a requirement for home loan approval. If you have less than 20% you are usually required to pay Lenders Mortgage Insurance or LMI, which is an insurance that protects the lender (not you). Our Mortgage Broker Eltham team can talk you through all your options and how you can purchase with a smaller deposit. 
The amount you can borrow will depend on both the lender and your own financial circumstances, like your income, living expenses, credit score and more. Borrowing amounts can differ from lender to lender, so it's about balancing your borrowing capacity, loan and lender type. Do some quick calculations on your borrowing capacity with our simple loan calculator from the Mortgage Broker Eltham team.
A fixed interest rate on your home loan means that your interest rate is locked for a certain period of time, usually between 2-5 years. This is great for people who like to know exactly how much their repayments will be, as it locks in your repayments amount for the fixed rate period, no matter what happens in the market. Once your fixed rate period is coming to an end, it's important to chat with a mortgage broker or your bank about your options. Of course, our Mortgage Broker Eltham team are here to help!

 

Get started with Mortgage Choice in Eltham

We service the areas of ElthamGreensboroughDoncasterTemplestoweDiamond Creek, but also support clients Australia-wide by phone or video. Book a chat with our team or pop by our office at 739A Main Road Eltham VIC 3095. We would love to see you!

Call the Mortgage Broker Eltham team on 03 9432 5484 or request a call back below.

Call: 03 9432 5484  Request a call back

 

Mortgage Broker Eltham


The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Contact us