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Brendan Moon

Refinancing your loan | Mortgage Broker Eltham, Greensborough & Doncaster

 

Our team cares

Like you, we have home loans and investment loans. That's why we care so much about saving you money! We know how much of a difference it can make to your finances.

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Refinancing with Mortgage Choice in Eltham

We love the benefits that come from reviewing your home loan: it can save money and years off your loan, and help you consolidate debt or access equity. It's important to regularly assess where both you and your home loan are at, so you're not paying more than you need to be. Our team at Mortgage Choice in Eltham take the hard work out of the refinancing journey. 

Our refinancing journey:

  • Step 1: Our refinancing process starts with a review of your home loan and a chat about your goals. Do you want to simply save money on your loan, or are you looking to achieve other goals? We could consolidate debt, access equity or change loan structure while we're at it. It's an important step to make sure you're happy with the outcome. 
  • Step 2: Our Mortgage Broker Eltham team do the research and negotiation to shortlist some new home loan options for you. We also use this time to approach your current lender to see if they will offer you a rate discount to stay. 
  • Step 3: Together, we sit down and go through what we found and our recommendations. We talk through savings now and over the life of your loan, what a new lender is willing to offer and any costs that come with refinancing. 
  • Step 4: If you give us the green light to refinance, our Mortgage Broker Eltham team will manage the administration and legwork of your refinancing - at no cost to you. 

Our Home Loan Calculators 

Our free home loan review

At Mortgage Choice, we offer a free review of your current home loan to let you know if there's a more competitive deal available. Our Mortgage Broker Eltham team will go through your goals and our panel of 35+ lenders before presenting you with our recommendations for your home loan. Our goal with refinancing is to save you money and achieve your next goal.

Read our blog > Five basic benefits of refinancing

What our refinancing clients say

"From the beginning, Brendan took the time to understand my financial situation and goals to determine the best course of action for me. He presented me with several loan options and explained each one in detail, including the pros and cons of each, so that I could make an informed decision. Brendan made the refinancing process seamless and stress-free for me. He was proactive in following up with the bank and ensuring everything was moving along smoothly. He also kept me informed every step of the way, which gave me peace of mind." [Sumayya, Eltham]

SEE MORE GOOGLE REVIEWS ➜ 

 

 

Your home loan experts in Eltham

Having an expert on your side is the key to a successful refinance. Why? Because our Mortgage Broker Eltham team know the market, the lenders and what's a competitive deal. Let us negotiate for you! 

Find out more about our team

  

Refinancing FAQs

We offer a free review of your home loan so that you can see if refinancing is going to leave you better off. As Mortgage Brokers in Australia, our service is free because the lender pays us a commission when your loan settles. It means you have access to the expertise and knowledge our Mortgage Broker Eltham team has built over years - without having to worry about the cost.
The only way to find that out is to chat with our Mortgage Broker Eltham team! We'll be able to tell you what the market is doing now, and how your current interest rate compares. Our Eltham team will look at what options are available to you and how much you could save in the long run. For a quick summary, check out our interest rate comparison tool. 
Refinancing your home loan is like putting in a whole new loan application with a new lender - and it can come with some additional costs too. 
The costs of refinancing include:
  • Break costs with your current lender if you leave a fixed rate term early
  • Discharge settlement fee (loan exit or termination fee)
  • Application fee
  • Property valuation fee
  • Mortgage registration fee
  • Settlement fee

 

Book a free review of your home loan

Chat with our passionate refinancing team at Mortgage Choice in Eltham! As your local Mortgage Brokers we service the areas of Eltham, Greensborough, Doncaster, Templestowe and Diamond Creek, but also support clients Australia-wide by phone or video. Book a chat with our team or pop by our office at 739A Main Road Eltham VIC 3095. We would love to see you!

Call Mortgage Choice in Eltham on 03 9432 5484 or request a call back below.

Call: 03 9432 5484  Request a call back

 

Refinancing in Eltham


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