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Mel Pedler

First home buyer | Mortgage broker Marion, Dover Gardens & Warradale

Start your home loan journey today

Buying your first home in Warradale and the surrounds

Any home purchase is a significant step, both financially and otherwise, but especially when it is your very first home. That’s why Mel works hard to ensure that your finance experience is seamless and simple, so you can focus on your property search and moving house. Mel will take the time to explain any unfamiliar concepts and walk you through the process from start to finish, including completing and submitting all your paperwork, and keeping you informed of your application process. You are in great hands with Mel!

Using a guarantor 

Saving up for a house deposit can feel like an uphill battle sometimes. If you are trying to get into the property market with a smaller deposit, and want to avoid the additional cost of lenders mortgage insurance, a guarantor might be the answer for you. Having a guarantor - who is usually a close family member - secure your loan means that you can purchase a home with less than a 20% deposit without paying LMI! If this might be an option for you, talk to Mel today to find out more. 

Hidden costs of buying a home

When you’re buying a home, it’s important to factor in other costs - they don’t just stop at the deposit! These costs include

  • Loan application fees
  • Building inspections
  • Stamp duty
  • Legal fees

But never fear, when you work with Mel as your mortgage broker in Warradale, she will make sure you are aware of all your obligations and help you prepare for these additional costs. 

Learn more about home ownership

Take a look at our free guides to educate yourself further on finance and home ownership.

Contact Mel Pedler today on 0433 132 079 or email Mel here:to discuss your home loan needs

Mel can also assist you with:


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